Solar Power Plant Financing: Bank Loans and C&I Options
Overview
Bank financing, including long-term investment loans and commercial & industrial (C&I) loans, is fueling the growth of renewable energy, particularly solar projects. The IEA predicts global renewable energy capacity will exceed 4,800 GW by 2026. Phaeron Transformative Ventures (PNTV) offers financing starting at $50 million (or equivalent) with loan terms up to 20 years, covering up to 80% of investment costs for solar plant construction and modernization worldwide.
Investment Needs for Solar Projects
Solar power plants require significant capital, with a 100 MW plant costing €80-150 million, depending on location and project type. In 2019, costs ranged from €600/MW in India to €2,000/MW in heavily regulated regions like parts of the former USSR. Key expenses include PV panels, inverters, support structures, engineering services, civil works, installation, and ongoing maintenance.
Benefits of Solar Power Investments
- Highly automated operations with minimal staff.
- Predictable electricity generation.
- Independence from fossil fuels with stable operating costs.
- Government incentives and support for green energy.
Bank Financing for Solar Projects
Bank loans are a cornerstone of solar project funding, supported by government incentives. PNTV provides long-term financing with a minimum 20% initiator contribution.
- Advantages:
- Quick access to flexible green loans.
- Competitive equipment pricing through bank partnerships.
- Debt repayment via cash flows from electricity sales at feed-in tariffs.
- Focus: Large-scale projects (200+ MW) offer the best economies of scale, per the EIA.
Commercial and Industrial (C&I) Loans
C&I loans support businesses in the solar sector, from equipment manufacturing to multi-megawatt projects. They can be issued as lump sums or revolving credit lines, often requiring tangible assets such as land, equipment or receivables.

PNTV Services
PNTV offers global financing for solar projects, including long-term loans, C&I loans, and project finance. Services include financial modeling, investment engineering, loan guarantees, and consulting support. Contact us for tailored solutions.